My husband DJ and I really started applying the principles of the Financial Fitness
Program in November of 2014. We started our debt snowball by selling a costly truck
and purchasing an old van for cash and applying that payment to the snowball. Then,
we decided to ramp things up and we sold a rental home and a duplex that we owned.
Using the equity from that, we paid off about $230,000 worth of debt and have the
lowest monthly expenses we have ever had in our marriage. We also have two months
of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the
money and knowledge we now have, those debts will be gone before we know it!!
On August 24, 2016, we paid off our last debt. We are completely and totally debt
free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two
weeks later, September 2013, Financial Fitness came into our lives. We’ve applied
what we’ve learned through the principles of the Financial Fitness Program - we
budgeted our money, we saved, and we paid off the loans with the income we made
through Tom’s regular work. All the while, we were reading, listening and associating
with precious people like our mentors and friends and as a result, we own everything--we don’t owe a
bank anything, so we are ecstatic!
Tom and Pat Aul